Current Loan Rates


It doesn’t matter if you are looking for a new or used, car, truck or van, First Street Federal Credit Union has a loan that will fit your needs. The process is easy, the rates are great and the convenience is unmatched. Your loan payment can be automatically taken from your paycheck and paid electronically with payroll deduction. No worries about missing a payment. No hassle with writing checks or finding stamps.


Automobile Loans

Current Loan Rates
Effective Date: Wednesday, June 19th, 2024
Model YearRepayment Terms*APR As Low As
New Collateral Up to 84 Months 5.75%
Used Cur Yr Model

Up to 84 Months

2023 - 2022 Up to 84 Months 5.75%
2021 - 2018 Up to 72 Months 5.75%
2017 - 2015 Up to 60 Months 5.75%
2014 & older Up to 60 Months 5.75%
Example: For a $30,000 new car loan for a term of 60 months with a 5.75% APR, the monthly payment will be approximately $576.43 (TT&L not included).

APR = Annual Percentage Rate


Unsecured & Secured Loans

Unsecured / Signature
Effective Date: Wednesday, June 19th, 2024
Unsecured / Signature*APR As Low As

Depending on Your Credit Score, you could be eligible for up to $15,000.00


Share Secured
Effective Date: Wednesday, June 19th, 2024
Share Secured*APR As Low As
2.0% above dividend rate being earned on account secured.  

APR = Annual Percentage Rate



To all members with a Credit Score of 750 of higher … you now qualify for special rates. That includes personal loans and used collateral.


Rates are subject to change. Rates and terms are dependent on credit qualifications and loan terms. Rates listed are the lowest possible APRs available. Your actual rate is based on previous and current credit performance.

* APR – Annual Percentage Rate All loans subject to final credit approval. For current rate information, you can come by or call.

** On New Collateral Loans, depending on the Manufacturers Suggested Retail Price, you may be eligible for financing of up to 84 months. Contact us today for more details.

We also offer loans for various other vehicles including boats, water sport vehicles, motorcycles, campers and RV’s. If you are looking for great financing to fund your recreation, give us a call at (337) 463-3621.


Tractors ATV /4-Wheeler Major Appliances
Computers Stock Trailers Golf Carts
Monogramming Machines Riding Mower Airplanes
Welding Machines Motorcycles Travel Trailers / RV's
Pianos / Organs Tillers Compressors
Air/Heating Units Flatbed Trailers Sewing Machines
Lathes / Saws Water Sports Vehicles


What Can We Help You with Today?

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